Terms of Use
Grupo Estrella doing business as Grupo Estrella (“ Grupo Estrella” or “we” or “our”), owns and operates the website located at Grupo Estrella (the “Site”). Grupo Estrella provides and maintains this Site for your information, conditioned on your acceptance, without modification, of the terms, conditions and notices contained in these Terms of Use and in our Privacy Policy. By accessing and using the Site, you accept and agree without limitation to the following:
Credit Inquiry Opt-in
In connection with your application for credit, you authorize Grupo Estrella and its agents, to obtain consumer reports and related information about you from one or more consumer reporting agencies. You also authorize Grupo Estrella and its agents, to verify information in your application, and you agree that Grupo Estrella and its agents, may contact third parties to verify any such information. Grupo Estrella and its agents, may use your consumer reports to authenticate your identity, and to make credit decisions. You authorize Grupo Estrella and its agents, to obtain consumer reports, during the processing or closing of a loan to you, or at various times during the term of your loan in connection with the servicing, monitoring, collection or enforcement of the loan.
Credit References
Participating lenders and lending partners may verify your social security number, driver’s license number or other federal or state identification, as well as review your credit worthiness through national databases that may include Equifax, Transunion, Experian and other credit bureaus. By submitting your information to us, you agree that lenders and lending partners may obtain such credit reports and verify your information.
Restrictions
You must be 18 years or older and a legal resident of the United States to submit a loan request. You agree not to use this Site for any illegal or inappropriate activities.
Compliance With Laws
You agree to comply with all applicable laws, statutes, ordinances and regulations regarding your use of this Site and your acceptance or purchase of products or services through any of this Site’s third party vendors. Grupo Estrella may, in its sole discretion, report actual or perceived violations of law to law enforcement or other authorities. If we become aware of any potential or suspected violation of these Terms of Use or our Privacy Policy, we may (but are not obligated to) conduct an investigation to determine the nature and extent of the suspected violation and the appropriate enforcement action to be taken. During such investigation, we may suspend services to any customer being investigated and may delete data from our servers in order to prevent or minimize further violations. You agree to cooperate fully with any such investigation. You acknowledge that violating the Terms of Use or Privacy Policy could subject you to criminal or civil penalties.
Intellectual Property
The trademarks, titles, characters, trade names, graphics, designs and other properties, including all software, text and images appearing on this Site is the intellectual property of Grupo Estrella, its licensees, or other third parties who have authorized use of such properties on the Site.
You have permission to view and make copies of documents, pages, images or other materials or content on this site for the sole purposes of requesting a loan. Grupo Estrella reserves all other rights in this Site and its contents. You may not distribute, display, transmit or disseminate any documents, pages, images, materials or content without our prior written consent. Nothing contained on this Site should be construed as conferring any right or license to any trademark, copyright or other intellectual property right.
Limitation of Liability and Disclaimer of Warranties
Grupo Estrella uses commercially reasonable efforts to ensure that the information on this Site is accurate, but accuracy is not guaranteed. Grupo Estrella makes no representations regarding your use of this Site or results that you may or may not obtain through such use.
NEITHER Grupo Estrella NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS SITE SHALL BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THIS SITE. EVERYTHING ON THIS SITE IS PROVIDED “AS IS” AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. THESE EXCLUSIONS AND LIMITATIONS ARE APPLIED TO THE FULLEST EXTENT PERMITTED BY LAW.
Third Party Content
This Site may contain links to websites maintained by third parties. Grupo Estrella is not responsible for the content or privacy policies of third party websites, and the existence of such links should not be considered an endorsement or recommendation of those websites, the product or service offered or any third parties associated with those websites.
Privacy
Grupo Estrella’s Privacy Policy, which is incorporated herein by reference, is applicable to any data supplied through this Site. The Privacy Policy sets out your rights and our responsibilities regarding your personal information. Grupo Estrella will not use your information in any way inconsistent with the purposes and limitations provided in the Privacy Policy. Grupo Estrella reserves the right, in its sole discretion, to modify the Privacy Policy without prior notice to you. Modifications to the Privacy Policy are effective when posted and your continued use of this Site signifies your acceptance of such modifications.
Security
Grupo Estrella uses industry-recognized technology to protect your personal information. Although Grupo Estrella takes commercially reasonable measures to secure your personal information submitted through this Site, Grupo Estrella cannot guarantee that your information will not be intercepted or decrypted by others. So long as Grupo Estrella uses commercially reasonable security measures, it accepts no responsibility for such interception or decryption except as required by law.
Site Use
Grupo Estrella does not charge you any fees for your use of this Site or our marketplace service. Grupo Estrella is not acting as an agent for (1) you, (2) any lender or (3) any supplier or vendor used in the evaluation of your loan inquiry or other use of this Site. Grupo Estrella may receive compensation from lenders and lending partners and other third parties for its services.
Law and Venue
This Site is owned and operated by Grupo Estrella. By using or engaging with this Site in any way, you consent to the laws and jurisdiction of the State of Delaware. These Terms of Use and the and Privacy Policy also will be governed by and construed in accordance with the laws of Delaware, without regard to conflict of law provisions. Any legal action brought against this Site (which must be via binding arbitration as set forth below) will be governed by the laws of the Delaware and you agree that the sole jurisdiction and venue for disputes resolution will be in Delaware.
Binding Arbitration
Should any dispute arise as to the interpretation of any term or provision of these Terms of Use or with regard to any of your dealings Grupo Estrella or with any lender you borrow from as a result of Grupo Estrella’s service, those issues shall be decided by binding arbitration. Arbitration proceeding shall be conducted under the applicable rules of the American Arbitration Association or JAMS in Clark County, Nevada. The decision of the arbitrator shall be final and binding on both parties. The prevailing party shall be entitled to recover the cost of arbitration, travel expenses, expert testimony, travel expenses of experts, and all other expenses reasonably incurred in bringing or defending an arbitration claim, from the other party unless otherwise prohibited by law.
Modification
Grupo Estrella reserves the right to modify these Terms of Use from time to time and without notice to you. Your use of this Site after such modification constitutes your acceptance of and agreement to any new or amended terms.
Indemnification
By using this Site, you agree to indemnify, defend and hold harmless Grupo Estrella, its subsidiaries, affiliates, officers, agents and other partners and employees, from any loss, liability, claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use or attempted use of the Site.
Violation of the terms of use
By using the Site, you understand and agree that Grupo Estrella in its sole discretion and without prior notice may terminate your access to this Site and to any services offered, and may remove any content you have provided if Grupo Estrella believes that such content violates or is inconsistent with these Terms of Use or the Privacy Policy or their intent, or that such content may be disruptive, offensive or in violation of applicable laws.
Class Action Waiver
ANY PROCEEDINGS TO RESOLVE, LITIGATE OR ARBITRATE ANY DISPUTE IN ANY FORUM WILL BE CONDUCTED SOLELY ON AN INDIVIDUAL BASIS. NEITHER YOU NOR Grupo Estrella WILL SEEK TO HAVE ANY DISPUTE HEARD AS A CLASS ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR IN ANY OTHER PROCEEDING IN WHICH EITHER PARTY ACTS OR PROPOSES TO ACT IN A REPRESENTATIVE CAPACITY. NO ARBITRATION OR PROCEEDING WILL BE COMBINED WITH ANOTHER WITHOUT THE PRIOR WRITTEN CONSENT OF ALL PARTIES TO ALL AFFECTED ARBITRATIONS OR PROCEEDINGS. FURTHERMORE, YOU AGREE THAT YOU WILL NOT SEEK TO HAVE ANY DISPUTE AGAINST ANY LENDER TO WHOM YOU ARE REFERRED HEARD AS A CLASS ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR IN ANY OTHER PROCEEDING IN WHICH EITHER PARTY ACTS OR PROPOSES TO ACT IN A REPRESENTATIVE CAPACITY. THIS CLASS ACTION WAIVER MAY BE LIMITED BY APPLICABLE LAW, BUT IS INTENDED TO BE ENFORCED TO THE FULL EXTENT ALLOWED BY LAW.
Miscellaneous
Any reference to Grupo Estrella includes Grupo Estrella. All rights not expressly granted to you are reserved to Grupo Estrella. The headings used in these Terms of Use are intended for convenience only, and shall not affect the construction and interpretation thereof. Grupo Estrella’s failure to insist upon or enforce strict performance of any provision of the Terms of Use shall not be construed as a waiver of such or any future provision or right. If any provision of these Terms of Use is held to be invalid or unenforceable, such determination shall not affect such provision in any other respect or any other provision of these Terms of Use, which shall remain in full force and effect. These Terms of Use and the Privacy Policy constitute the entire agreement and understanding between the parties with respect to the subject matter contained herein and supersedes and replaces any and all prior written or oral agreements related to the subject matter hereof.
Contact Information:
Company name: Grupo Estrella
Email Address: customercare@GELLC.com
Information for ISPs:
Website: www.EstrellaCash.com
Company name: Grupo Estrella
Email Address: customercare@GELLC.com
PLEASE NOTE THAT FOR QUESTIONS PERTAINING TO YOUR LOAN REQUEST STATUS, YOU MUST CONTACT YOUR LENDER DIRECTLY. Grupo Estrella IS NOT YOUR LENDER AND CANNOT ACCESS INFORMATION ABOUT YOUR LOAN APPROVAL OR STATUS.
Notice and Take Down Procedures
If you believe any materials accessible on or from the Site infringe your copyright or other intellectual property, you may request removal of those materials (or access thereto) from the Site by contacting our copyright agent (identified below) and providing the following information:
1. Identification of the copyrighted work that you believe to be infringed. Please describe the work, and where possible include a copy or the location (for example, the URL) of an authorized version of the work.
2. Identification of the material that you believe to be infringing and its location. Please describe the material, and provide a URL or any other pertinent information that will allow location of the material.
3. Your name, address, telephone number and email address.
4. A statement that in good faith you believe the complained of use of the materials is not allowed by the copyright owner, its agent, or the law.
5. A statement that your submission is accurate and that “under penalty of perjury” you are the copyright owner or the owner’s authorized agent.
6. A signature or the electronic equivalent from the copyright holder or authorized agent.
Send the above information to:
Legal Department
Grupo Estrella
Email Address: CustomerCare@GELLC.com
For all email submissions, please include the subject line: DMCA Takedown Request.